Let’s BUST SOME MYTHS 🥊
Did you know that most of what you’ve been told about buying your first home, choosing a house and land package and applying for your first loan is wrong (especially if you’ve heard if from one of the Big 4 Banks) 🤯
You need a 20% deposit.
Incorrect – Some lenders only need a small 3-5% deposit
House and land packages are expensive and not for First Home Buyers
Definitely Incorrect – especially because in most States you’re eligible for thousands of dollars in first home owner Government Grants
You CAN’T apply for a home loan with just a $10,000 deposit .
Once again… that’s wrong too (we’ve even had some clients get approved for home loans with smaller deposits
)
If you’re currently renting you can’t afford to build a new home
(another big myth as having a good rental history actually works in your favour when applying for a home loan)
The first home buyer accelerator is helping hundreds of first home buyers get into their first home 6-12 months faster than people who are going it alone.
The First Home Buyer Accelerator is helping more first home buyers find their perfect house and land package in Palm Beach, 4221 and reach their first home ownership dreams faster!
A new home build specialist to guide you through the entire building process – helping you find the perfect block of land in Palm Beach, 4221, quality builder & home design (and to ensure you don’t make any costly mistakes or get ripped off)
Exclusive first home buyer builder and house and land package discounts for Palm Beach, 4221. These specials will save you thousands of dollars (and you can’t access them anywhere else)
A first home buyer mortgage broker (if you don’t already have one) to help you find the perfect home loan for your individual situation (with the best terms and interest rates) + they’ll even apply for all your Government grants and exemptions (so you don’t have to)
Exclusive VIP Access to the First Home Buyer Buddy – Australia’s only online programme helping you save money, time and stress when buying and building your first home (valued at $996).
All you need to do is click the ‘Apply Now‘ button below , complete our short quiz (it only takes 40 seconds) and one of our first home buyer experts who specialises in house and land packages in Palm Beach, 4221 will be in touch. Most likely with some really good news!
When choosing a builder or house and land package and building a home for the very first time, there are so many questions running through your mind, like…
What does ‘house and land package’ actually mean?
How do I know which size block of land to choose when selecting a house and land package?
Which builder should I choose for house and land packages?
Is this the best house and land package available?
Can I make changes to the floorplan in house and land packages?
How do I know what’s included in house and land packages?
How long will it take to build my home when purchasing a house and land package?
Am I paying too much for my house and land package?
Is Palm Beach a good suburb for house & land packages to be build in?
Are the costs fixed or will I have to pay more?
How does the finance work and when do I have to start paying my loan?
You’re never alone when considering house and land packages. We’ll stop you from making the most common and costly mistakes choosing a house and land package because we’re by your side from beginning to end to make sure you don’t
We know it’s an extremely exciting time buying and building your very first house, however, it doesn’t constantly wind up that way for lots of first time house buyers.
Too many times we see individuals losing hundreds of thousands of their hard earned money on a brand-new home & land bundle since they thought they were getting themselves a good deal.
However remember, if it sounds too good to be true, it normally is!
See, some home builders ‘conceal’ their extra charges and don’t provide you fixed upfront ‘quotes’. Indicating that ‘quote’ they just provided you, will most definitely NOT be the total cost you have to pay.
And that’s when you should be asking yourself, why?
If you’re being offered any house and land packages that are 10s of thousands of dollars less expensive than other comparable houses you‘ve looked at … there is probably a great reason why.
The majority of the time it’s since you’re missing out on inclusions that need to actually come as standard (and they’ll be making you pay for them later on), or you’re going to be paying extra for ‘site costs’ so the home builder can make up their original price shortfall.
We hear a great deal of horror stories from very first house buyers that get a little bit too excited and sadly didn’t do sufficient due diligence before parting with their hard-earned money.
Rahul was one of them. He came to us after using his whole $25,000 deposit to lock in a block of land that no home builder wanted to construct a house on (plus the worst part was, he thought he ‘d got himself an inexpensive cost, however he ‘d actually paid more than what it was worth and actually didn’t require to turn over a 10% deposit either).
Sara, sadly, approached us after she ‘d already signed agreements with a big home builder and paid her deposit, just to later on be struck with an additional $35,000 in ‘unexpected’ costs (for items she thought were included in the original quote) and had no thought of how she ‘d cover the costs.
Thankfully, with Rahul, among our brand-new house professionals were able to help him discover a builder that specialised in building on smaller sized narrow blocks of land and wasn’t going to charge him a fortune to do so.
But, with Sara, it was too late. Beginning once again with another builder and losing the deposit she ‘d already paid wasn’t a choice. So she ended up needing to borrow the extra $35,000 from her mum and dad and chalk it up to one of lifes lessons.
Rahul and Sara are just some of the numerous very first house buyers that discover themselves in a truly stressful scenario since they‘ve made a decision (and parted with a great deal of cash) without having all the details and support from professionals, that they required.
And we really don’t wish that to occur to you!
That’s why we started the First Home Buyer Accelerator to assist first-time purchasers through the whole process so you don’t make any of the expensive and common mistakes we see far too often.
It’s their job to ask all of those concerns that Rahul and Sara ought to have asked. It’s their job to find you the best offer and it’s their job to make certain you move into your very first house delighted and ecstatic.
Think of having peace of mind that when you do find your best very first house, you know you’re making the right decision.
In just a fast 10 minute call, you’ll get to talk to one of our professionals before you making a decision you may later on regret and you’ll also find out instantly if you get approved for help finding, buying and building your brand-new very first house.
Get access to thousands of dollars in free help so you can buy, build, and move into your first home faster and with more money left in your pocket.
Granny flats, apartments, total parkings, new land estates, au, lot, builders, guarantees, estates on sale. Please enter your details to apply today!