Let’s BUST SOME MYTHS 🥊
Did you know that most of what you’ve been told about buying your first home, choosing a home and land package and applying for your first loan is wrong (especially if you’ve heard if from one of the Big 4 Banks) 🤯
You need a 20% deposit.
Incorrect – Some lenders only need a small 3-5% deposit
House and land packages are expensive and not for First Home Buyers
Definitely Incorrect – especially because in most States you’re eligible for thousands of dollars in first home owner Government Grants
You CAN’T apply for a home loan with just a $10,000 deposit .
Once again… that’s wrong too (we’ve even had some clients get approved for home loans with smaller deposits
)
If you’re currently renting you can’t afford to build a new home
(another big myth as having a good rental history actually works in your favour when applying for a home loan)
The first home buyer accelerator is helping hundreds of first home buyers get into their first home 6-12 months faster than people who are going it alone.
The First Home Buyer Accelerator is helping more first home buyers find their perfect house and land package in Southern Moreton Bay Islands, 4208 and reach their first home ownership dreams faster!
A new home build specialist to guide you through the entire building process – helping you find the perfect block of land in Southern Moreton Bay Islands, 4208, quality builder & home design (and to ensure you don’t make any costly mistakes or get ripped off)
Exclusive first home buyer builder and house and land package discounts for Southern Moreton Bay Islands, 4208. These specials will save you thousands of dollars (and you can’t access them anywhere else)
A first home buyer mortgage broker (if you don’t already have one) to help you find the perfect home loan for your individual situation (with the best terms and interest rates) + they’ll even apply for all your Government grants and exemptions (so you don’t have to)
Exclusive VIP Access to the First Home Buyer Buddy – Australia’s only online programme helping you save money, time and stress when buying and building your first home (valued at $996).
All you need to do is click the ‘Apply Now‘ button below , complete our short quiz (it only takes 40 seconds) and one of our first home buyer experts who specialises in house and land packages in Southern Moreton Bay Islands, 4208 will be in touch. Most likely with some really good news!
When choosing a builder or home and land package and building a home for the very first time, there are so many questions running through your mind, like…
What does ‘house and land package’ actually mean?
How do I know which size block of land to choose when selecting a house and land package?
Which builder should I choose for house and land packages?
Is this the best house and land package available?
Can I make changes to the floorplan in house and land packages?
How do I know what’s included in house and land packages?
How long will it take to build my home when purchasing a house and land package?
Am I paying too much for my house and land package?
Is Southern Moreton Bay Islands a good suburb for house & land packages to be build in?
Are the costs fixed or will I have to pay more?
How does the finance work and when do I have to start paying my loan?
You’re never alone when considering house and land packages. We’ll stop you from making the most common and costly mistakes choosing a house and land package because we’re by your side from beginning to end to make sure you don’t
We know it’s a really exciting time buying and building your first house, however, it doesn’t constantly end up that like that for many first time house buyers.
Too many times we see individuals wasting hundreds of thousands of their hard earned money on a new home & land bundle since they thought they were getting themselves a good deal.
However remember, if it sounds too good to be true, it typically is!
See, some home builders ‘conceal’ their extra costs and do not offer you fixed upfront ‘costs’. Suggesting that ‘quote’ they just gave you, will most certainly NOT be the total amount you have to pay.
Which’s when you should be asking yourself, why?
If you’re being sold any house and land packages that are 10s of thousands of dollars less expensive than other comparable homes you‘ve taken a look at … there is most likely a great reason why.
Most of the time it’s since you’re missing out on extras that need to actually come as standard (and they’ll be making you pay for them later on), or you’re going to be paying extra for ‘site expenses’ so the home builder can make up their original price gap.
We hear a lot of horror stories from first house buyers that get a little bit too excited and sadly didn’t do enough due diligence before parting with their hard-earned cash.
Rahul was among them. He approached us after using his entire $25,000 deposit to lock in a block of land that no builder wished to develop on (plus the worst part was, he thought he ‘d got himself a low-cost price, however he ‘d really paid more than what it was valued at and truly didn’t require to turn over a 10% deposit either).
Sara, sadly, approached us after she ‘d already signed agreements with a big builder and paid her deposit, just to later on be hit with an additional $35,000 in ‘unanticipated’ expenses (for extras she thought were inclusive in the initial quote) and had no thought of how she ‘d cover the costs.
Thankfully, with Rahul, one of our new house build professionals were able to assist him find a home builder that specialised in working on smaller sized narrow blocks of land and wasn’t going to charge him a fortune to do so.
But, with Sara, it was far too late. Beginning again with another Company and losing the deposit she ‘d previously paid wasn’t a choice. So she ended up having to finance the extra $35,000 from her mum and dad and chalk it up to one of lifes lessons.
Rahul and Sara are just some of the numerous first house buyers that find themselves in a truly difficult scenario since they‘ve decided (and parted with a lot of money) without having all the details and support from professionals, that they required.
And we really do not want that to happen to you!
That’s why we began the First Home Buyer Accelerator to guide first-time purchasers through the entire procedure so you do not make any of the pricey and typical errors we see far too often.
It’s their role to ask all of those concerns that Rahul and Sara should have asked. It’s their role to find you the very best deal and it’s their role to ensure you move into your first house pleased and ecstatic.
Picture having peace of mind that when you do find your perfect first house, you understand you’re making the best choice.
In just a fast 10 minute call, you’ll get to talk with one of our professionals before you deciding you might later on regret and you’ll also learn right away if you qualify for help finding, buying and building your new first house.
Get access to thousands of dollars in free help so you can buy, build, and move into your first home faster and with more money left in your pocket.
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