Let’s BUST SOME MYTHS 🥊
Did you know that most of what you’ve been told about buying your first home, choosing a home and land package and applying for your first loan is wrong (especially if you’ve heard if from one of the Big 4 Banks) 🤯
You need a 20% deposit.
Incorrect – Some lenders only need a small 3-5% deposit
House and land packages are expensive and not for First Home Buyers
Definitely Incorrect – especially because in most States you’re eligible for thousands of dollars in first home owner Government Grants
You CAN’T apply for a home loan with just a $10,000 deposit .
Once again… that’s wrong too (we’ve even had some clients get approved for home loans with smaller deposits
)
If you’re currently renting you can’t afford to build a new home
(another big myth as having a good rental history actually works in your favour when applying for a home loan)
The first home buyer accelerator is helping hundreds of first home buyers get into their first home 6-12 months faster than people who are going it alone.
The First Home Buyer Accelerator is helping more first home buyers find their perfect house and land package in South Toowoomba, 4350 and reach their first home ownership dreams faster!
A new home build specialist to guide you through the entire building process – helping you find the perfect block of land in South Toowoomba, 4350, quality builder & home design (and to ensure you don’t make any costly mistakes or get ripped off)
Exclusive first home buyer builder and house and land package discounts for South Toowoomba, 4350. These specials will save you thousands of dollars (and you can’t access them anywhere else)
A first home buyer mortgage broker (if you don’t already have one) to help you find the perfect home loan for your individual situation (with the best terms and interest rates) + they’ll even apply for all your Government grants and exemptions (so you don’t have to)
Exclusive VIP Access to the First Home Buyer Buddy – Australia’s only online programme helping you save money, time and stress when buying and building your first home (valued at $996).
All you need to do is click the ‘Apply Now‘ button below , complete our short quiz (it only takes 40 seconds) and one of our first home buyer experts who specialises in house and land packages in South Toowoomba, 4350 will be in touch. Most likely with some really good news!
When choosing a builder or home and land package and building a home for the very first time, there are so many questions running through your mind, like…
What does ‘house and land package’ actually mean?
How do I know which size block of land to choose when selecting a house and land package?
Which builder should I choose for house and land packages?
Is this the best house and land package available?
Can I make changes to the floorplan in house and land packages?
How do I know what’s included in house and land packages?
How long will it take to build my home when purchasing a house and land package?
Am I paying too much for my house and land package?
Is South Toowoomba a good suburb for house & land packages to be build in?
Are the costs fixed or will I have to pay more?
How does the finance work and when do I have to start paying my loan?
You’re never alone when considering house and land packages. We’ll stop you from making the most common and costly mistakes choosing a house and land package because we’re by your side from beginning to end to make sure you don’t
We understand it’s a very thrilling time purchasing and building your very first house, however, it doesn’t constantly wind up that like that for lots of first time house purchasers.
A lot of times we see individuals squandering hundreds of thousands of their hard earned money on a new house & land bundle since they thought they were getting themselves a good deal.
But remember, if it sounds too great to be real, it usually is!
See, some Companies ‘conceal’ their additional fees and don’t provide you fixed upfront ‘quotes’. Meaning that ‘quote’ they just provided you, will most absolutely NOT be the total amount you have to pay.
Which’s when you should be asking yourself, why?
If you’re being sold any house and land packages that are tens of thousands of dollars cheaper than other comparable houses you‘ve taken a look at … there is most likely an excellent reason why.
The majority of the time it’s since you’re missing out on inclusions that need to actually come as standard (and they’ll be making you pay for them later on), or you’re going to be paying additional for ‘site costs’ so the home builder can make up their original price shortfall.
We hear a lot of horror stories from very first house purchasers that get a little bit too fired up and unfortunately didn’t do enough research before parting with their hard-earned cash.
Rahul was among them. He came to us after spending his whole $25,000 deposit to secure a block of land that no home builder wanted to develop on (plus the worst part was, he thought he ‘d got himself a low-cost cost, however he ‘d actually paid more than what it was worth and truly didn’t require to hand over a 10% deposit either).
Sara, unfortunately, contacted us after she ‘d just signed agreements with a well known home builder and paid her deposit, only to later on be hit with an additional $35,000 in ‘unanticipated’ costs (for extras she thought were inclusive in the original quote) and had no thought of how she ‘d cover the costs.
Luckily, with Rahul, among our new house land experts were able to assist him find a home builder that specialised in working on smaller sized narrow blocks of land and wasn’t going to charge him a fortune to do so.
However, with Sara, it was far too late. Beginning once again with another builder and losing the deposit she had actually already paid wasn’t an alternative. So she wound up needing to finance the additional $35,000 from her parents and chalk it up to one of those lifes lessons.
Rahul and Sara are just some of the many very first house purchasers that find themselves in a really difficult situation since they‘ve decided (and parted with a lot of cash) without having all the details and assistance from experts, that they required.
And we honestly don’t wish that to happen to you!
That’s why we started the First Home Buyer Accelerator to guide novice purchasers through the whole process so you don’t make any of the pricey and common errors we see far frequently.
It’s their job to ask all of those questions that Rahul and Sara should have asked. It’s their job to find you the best offer and it’s their job to make sure you move into your very first house happy and thrilled.
Picture having assurance that when you do find your perfect very first house, you know you’re making the ideal choice.
In just a fast 10 minute call, you’ll get to speak with one of our experts before you deciding you may later on regret and you’ll also find out right away if you qualify for assistance finding, purchasing and building your new very first house.
Get access to thousands of dollars in free help so you can buy, build, and move into your first home faster and with more money left in your pocket.
Granny flats, apartments, total parkings, new land estates, au, lot, builders, guarantees, estates on sale. Please enter your details to apply today!