Let’s BUST SOME MYTHS 🥊
Did you know that most of what you’ve been told about buying your first home, choosing a house and land package and applying for your first loan is wrong (especially if you’ve heard if from one of the Big 4 Banks) 🤯
You need a 20% deposit.
Incorrect – Some lenders only need a small 3-5% deposit
House and land packages are expensive and not for First Home Buyers
Definitely Incorrect – especially because in most States you’re eligible for thousands of dollars in first home owner Government Grants
You CAN’T apply for a home loan with just a $10,000 deposit .
Once again… that’s wrong too (we’ve even had some clients get approved for home loans with smaller deposits )
If you’re currently renting you can’t afford to build a new home
(another big myth as having a good rental history actually works in your favour when applying for a home loan)
The first home buyer accelerator is helping hundreds of first home buyers get into their first home 6-12 months faster than people who are going it alone.
The First Home Buyer Accelerator is helping more first home buyers find their perfect house and land package in Morningside, 4170 and reach their first home ownership dreams faster!
A new home build specialist to guide you through the entire building process – helping you find the perfect block of land in Morningside, 4170, quality builder & home design (and to ensure you don’t make any costly mistakes or get ripped off)
Exclusive first home buyer builder and house and land package discounts for Morningside, 4170. These specials will save you thousands of dollars (and you can’t access them anywhere else)
A first home buyer mortgage broker (if you don’t already have one) to help you find the perfect home loan for your individual situation (with the best terms and interest rates) + they’ll even apply for all your Government grants and exemptions (so you don’t have to)
Exclusive VIP Access to the First Home Buyer Buddy – Australia’s only online programme helping you save money, time and stress when buying and building your first home (valued at $996).
All you need to do is click the ‘Apply Now‘ button below , complete our short quiz (it only takes 40 seconds) and one of our first home buyer experts who specialises in house and land packages in Morningside, 4170 will be in touch. Most likely with some really good news!
When choosing a builder or house and land package and building a home for the very first time, there are so many questions running through your mind, like…
What does ‘house and land package’ actually mean?
How do I know which size block of land to choose when selecting a house and land package?
Which builder should I choose for house and land packages?
Is this the best house and land package available?
Can I make changes to the floorplan in house and land packages?
How do I know what’s included in house and land packages?
How long will it take to build my home when purchasing a house and land package?
Am I paying too much for my house and land package?
Is Morningside a good suburb for house & land packages to be build in?
Are the costs fixed or will I have to pay more?
How does the finance work and when do I have to start paying my loan?
You’re never alone when considering house and land packages. We’ll stop you from making the most common and costly mistakes choosing a house and land package because we’re by your side from beginning to end to make sure you don’t
We understand it’s a really exciting time buying and building your first home, however, it does not always wind up that way for lots of first home buyers.
Too many times we see individuals squandering hundreds of thousands of their hard earned money on a new home & land bundle since they thought they were getting themselves a good deal.
However remember, if it sounds too great to be true, it normally is!
See, some builders ‘conceal’ their extra fees and do not offer you fixed upfront ‘quotes’. Suggesting that ‘quote’ they simply provided you, will most absolutely NOT be the final amount you need to pay.
Which’s when you should be asking yourself, why?
If you’re being offered any home and land packages that are 10s of thousands of dollars less expensive than other similar houses you‘ve taken a look at … there is probably a good reason why.
The majority of the time it’s since you’re losing out on inclusions that must actually come as standard (and they’ll be making you pay for them later), or you’re going to be paying extra for ‘site costs’ so the builder can make up their original price gap.
We hear a lot of scary stories from first home buyers that get a bit too excited and regrettably didn’t do sufficient research prior to parting with their hard-earned money.
Rahul was among them. He came to us after using his whole $25,000 deposit to lock in a block of land that no Company wished to build on (plus the worst part was, he thought he ‘d got himself an inexpensive cost, however he ‘d in fact paid more than what it was valued at and actually didn’t need to hand over a 10% deposit either).
Sara, regrettably, contacted us after she ‘d already signed contracts with a big Company and paid her deposit, only to later be hit with an extra $35,000 in ‘unforeseen’ costs (for items she thought were inclusive in the original quote) and had no idea how she ‘d pay for them.
Fortunately, with Rahul, among our new home professionals were able to assist him discover a home builder that specialised in working on smaller sized narrow blocks of land and wasn’t going to charge him a fortune to do so.
However, with Sara, it was too late. Beginning once again with another Company and losing the deposit she ‘d previously paid wasn’t an option. So she wound up having to borrow the extra $35,000 from her mum and dad and chalk it up to one of lifes lessons.
Rahul and Sara are simply some of the many first home buyers that discover themselves in a really confronting circumstance since they‘ve made a decision (and parted with a lot of savings) without having all the information and assistance from professionals, that they required.
And we truly do not want that to occur to you!
That’s why we started the First Home Buyer Accelerator to guide first-time new home buyers through the whole procedure so you do not make any of the pricey and common mistakes we see far too often.
It’s their role to ask all of those questions that Rahul and Sara should have asked. It’s their role to locate you the best offer and it’s their role to make certain you move into your first home delighted and thrilled.
Think of having comfort that when you do locate your best first home, you understand you’re making the ideal decision.
In simply a fast 10 minute call, you’ll get to speak to one of our professionals prior to you making a decision you may later regret and you’ll also discover immediately if you get approved for assistance finding, buying and building your new first home.
Get access to thousands of dollars in free help so you can buy, build, and move into your first home faster and with more money left in your pocket.
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